I am curious what you all pay for ED insurance and maybe if there is a cheaper provider for me or others viewing this thread.
Please state:
Age (can be rough early/mid/late 20's 30's 40's 50's 60's)
Driving record (clean, 1pt, 2pts)
State and type of area you live (rural, suburban, urban)
Company, liability limits, collision deductible, comprehensive deductible etc
Miles driven per year
Price you pay month and or 6 month term
I guess those are the biggest variables.
I am late 20's
Clean record
CA rural (but 30 minutes from major urban)
State Farm 500k Liability $500 Collision/Comp deductibles
15,000 miles a year
$69 month/$414 6 months (my 2002 Corolla was $615!)
I will probably lower my liability to 300k since we can only hold 1 passenger and drive pretty safely (which will be proven when I use savings to buy a dashcam) sure I floor it now and again, but I know where and when to do it!
We are happy with State Farm. When my wife totalled her 2000 Subaru Outback wagon, they gave us $6900 when most comps for sale were around 4-5000. We got a $900 bonus for "clean interior" because I vacuumed it out a few days prior! But those are the little things in the "you get what you pay for" saying. I hear some companies low ball you on car comps and you have to fight for a fair price. I might look into Ameriprise through Costco. Costco is a legit company so I think I would trust who they use for car insurance even though their Kirkland rice milk is watered down!
Thanks everyone!
Please state:
Age (can be rough early/mid/late 20's 30's 40's 50's 60's)
Driving record (clean, 1pt, 2pts)
State and type of area you live (rural, suburban, urban)
Company, liability limits, collision deductible, comprehensive deductible etc
Miles driven per year
Price you pay month and or 6 month term
I guess those are the biggest variables.
I am late 20's
Clean record
CA rural (but 30 minutes from major urban)
State Farm 500k Liability $500 Collision/Comp deductibles
15,000 miles a year
$69 month/$414 6 months (my 2002 Corolla was $615!)
I will probably lower my liability to 300k since we can only hold 1 passenger and drive pretty safely (which will be proven when I use savings to buy a dashcam) sure I floor it now and again, but I know where and when to do it!
We are happy with State Farm. When my wife totalled her 2000 Subaru Outback wagon, they gave us $6900 when most comps for sale were around 4-5000. We got a $900 bonus for "clean interior" because I vacuumed it out a few days prior! But those are the little things in the "you get what you pay for" saying. I hear some companies low ball you on car comps and you have to fight for a fair price. I might look into Ameriprise through Costco. Costco is a legit company so I think I would trust who they use for car insurance even though their Kirkland rice milk is watered down!
Thanks everyone!