High Insurance Rates

[sheureka]

I just find out I could get a 10% discount for taking a online senior driving course through aarp. The class costs $15.95, but I'll save $30 in the first 6 months . Here's the web address in case anyone else is interested - AARP Driver Safety Online - Online Course Home. - sheureka

[jeffyboy1]

Progressive will cover my Cabrio with full coverage ( 150,000 -300,000 , 50,000 ) rental, towing, and medical ( 5,000 ) for $ 149. 00 per 6 months more than I now pay for my 8 year old P T Cruiser with liability only. VERY CHEAP !!!!!!!!!!!!!!!!!!!!!! I pick it up wed . the 20th of August

[CWCjr]

Originally Posted by SFAGENT

Jerry,

I am a SMART OWNER and an insurance AGENT.

YOU SHOULD NOT OVERPAY FOR INSURANCE FOR A SMART. THEY ARE SAFE AND HAVE REASONABLE INSURANCE RATINGS.

Give me a call, I can help anyone in TEXAS. TOLL FREE 866 646 7677

JIM
JIM ROSS STATE FARM

Jim,

I currently have State Farm but haven't contacted my agent yet. My Brabus is due in the March to May window so I have some time yet. My question for you is, will my SF agent give me as good a rate as you? and is there a special source that she would need to refer to to get the lowest rate?

Thanks,
CW

[chieftmc]

I found my insurance to be very cheap for adding my smart to my policy with USAA

[Bill Marshall]

I dropped Nationwide in favor of Amica which gave me much lower rates.

I too was shocked at how much insurance companies are charging for this car. Replacment & repair costs are ridiculously low compared to other cars, so comprehensive & collision should be very low. It can't do nearly as much damage as a bigger, heavier car, so liability should also be low. I have no idea why Nationwide wanted to charge me 15% more for a smart than for a brand new Ford Escape.

The only thing that I can imagine is that they have concerns about medical coverage for the driver & passenger. There is little to know history on these cars in USA, so I'm hoping that insurance costs will come down as the history develops in the direction that I hope it will.