Insurance?

[mak625]

My insurance company (Erie) quoted me $598/year. I am the only driver and will be splitting my driving between the Smart and my 2004 Isuzu Axiom (which is about $590/year).

[2mutch]

Here in MN, I changed from GIECO (had been with them for 5-1/2 years) to State Farm. GIECO gave me the same answers as seen above.."only liability at this time"..."we're not underwriting this vehicle at this time"...etc. I tried both on-line with my VIN and by phone with two different 'representatives.' No success so I moved on.

State Farm had the smart listed in their list of makes on-line. My VIN went in effortlessly. The 'new' local agent that called me the next morning with all the detailed info. I have moved my other 4 autos and my homeowners policy over to State Farm as well to get an even better discount for everything.

My smart's policy is running $269 for 6 months with $500 deductible level but with 'max' coverage.

BTW, after adding the smart (5th vehicle) and combining all the policies I am actually paying $45 LESS than I was for 4 vehicles + home before with GIECO.

As an alternative, Sate Farm may work for others here too.

- FRED "2 MUTCH"
Is it a car? Is it a mind set? It's BOTH!

[iwantmysmart]

are there any young drivers who have gotten quotes for insurance? I'm 20 and checked with my current company (New Jersey Manufacturers). They quoted me $1600/year on my mom's policy and $2400/year with my own

[tbranca]

NJ suks when it comes to insurance. WAY TO HIGH. When I was younger I had friends that would get a mail box in PA or DE just to get a break on insurance. I live in VA know and love it $242 6Months

[iwantmysmart]

just got a little bit better quote from allstate...with less coverage $725/6mo or for full coverage with 5% back (no ticket, violations etc each month) $885/6mo

[illion]

State Farm quoted $154 for 6 months, for liability only.

[Container_Guy]

I recieved a quote today from Erie Insurance for $520/year full coverage with a $500 deductible. Granted I have a spotless record and a multi-policy discount with them. I beleive this is in line with what most are seeing for the SMART

This was based on a Passion Coupe with no major options. Hopefully, it will be hear by the end of March or early April

[skyzdlimit59]

Statefarm charged $292/6 months.

[ALSRAC]

I just got a quote from Liberty mutual, $244 a month for the Smart and a Durango...too expensive, currently I'm paying $175 and is still expensive.

[Alan_Hepburn]

My wife finally got the numbers from our insurance - GMAC through the Good Sam Club - but she can't remember if they said it was $633 for the year or for 6 months. We'll find out when we get the bill!

I tried Geico, Progressive, and Liberty Mutual:

Geico: I"m wondering if those who said Geico will only cover liability are simply misinterpreting the response from the web site? Since the smart is not listed as a model I chose "Other" and completed the on-line forms. I got a response sating that they could only give me a liability quote($200 per year) because they could not identify the model. If I were to call and give them more information they would provide a more complete quote. I tried calling but got tired of wearing out the keyboard on the phone trying to get to a human.

Progressive: quoted us $2400 for a year!

Liberty Mutual: Going through their on-line forms was equally frustrating - the first time I got to the page where you enter basic information such as name, address, phone number, etc. It seemed to choke on my phone number - kept asking for me to enter a phone number, even though it was there in plain sight. The next day I tried again and got about 4 pages further when it choked again on an entry, which was in fact there. I gave up on it. The next day I received an email from them thanking me for my interest and it gave me phone number to call if I had any questions.

Whoever says that computers are supposed to make our lives easier apparently has never had to deal with them!