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#1 (permalink) Old 06-06-2008, 09:05 PM
 
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Smart Car Insurance

Anyone know what is the range of Insurance for Smart CAR????

Please tell me
this is very important.


I want to determine if it's more than my old car.
So I can decide to buy it or not.




Give me your opinion please.
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#2 (permalink) Old 06-06-2008, 09:26 PM
 
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I just checked with GEICO today and I was quoted around $250 for 6 months. It seemed like they don't insure Smarts unless you are already a customer and possibly been a customer for a number of years. I have 2 vehicles presently insured w/ them and have been a customer for more than 7 years with no claims.

I say this because when I asked if they insure Smarts, the response was, "Yes and no." The person then asked for a model or VIN # and my policy#. I was then put on hold for a few minutes, presumably to check my "record", she then came back and said, "We'll insure it for you." Like they were doing me a favor.
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#3 (permalink) Old 06-06-2008, 09:34 PM
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Quote:
Originally Posted by Tenkuu View Post
Anyone know what is the range of Insurance for Smart CAR????

Please tell me
this is very important.


I want to determine if it's more than my old car.
So I can decide to buy it or not.




Give me your opinion please.
I'm paying @ $350/six months from State Farm. I also have 2 cars and my house and other items insured, and this policy covers just about everything. I am hoping for a modest drop due to the latest safety tests' results, but I'm not holding my breath!
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#4 (permalink) Old 06-06-2008, 10:21 PM
 
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http://www.smartcarofamerica.com/for...nsurance-2557/

There's some information there that might be relevant.
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#5 (permalink) Old 06-06-2008, 10:21 PM
 
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Heh. State Farm quoted me over $800/six months to insure a Pure. But, I'm 20 years old, and I haven't had my license for 3 years yet, so, that might explain it. ;)
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#6 (permalink) Old 06-06-2008, 11:08 PM
 
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added it to our two existing car policies and it only increased $168/6 mos...
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#7 (permalink) Old 06-07-2008, 12:23 AM
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Quote:
Originally Posted by tjmodz View Post
I just checked with GEICO today and I was quoted around $250 for 6 months. It seemed like they don't insure Smarts unless you are already a customer and possibly been a customer for a number of years. I have 2 vehicles presently insured w/ them and have been a customer for more than 7 years with no claims.

I say this because when I asked if they insure Smarts, the response was, "Yes and no." The person then asked for a model or VIN # and my policy#. I was then put on hold for a few minutes, presumably to check my "record", she then came back and said, "We'll insure it for you." Like they were doing me a favor.
Could it be that they checked your VIN to see if it is a 450 or a 451, i.e. a "grey market" vs. a genuine PAG import? And not about other cars or plans with them, or being a return customer?
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#8 (permalink) Old 06-07-2008, 12:45 AM
 
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The official insurance company for smart USA is Liberty Mutual at libertymutual.com/smart
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#9 (permalink) Old 06-07-2008, 03:40 AM
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Quote:
Originally Posted by Tenkuu View Post

I want to determine if it's more than my old car.
So I can decide to buy it or not.

Give me your opinion please.
depends how old your old car is! In two recent quotes, my new smart on one quote (USAA) was slightly higher (but with lower deductibles) vs my 4 year old MINI cooper, however on a second quote (State Farm) the smart was actually a couple dollars cheaper then the MINI.
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#10 (permalink) Old 06-07-2008, 04:33 AM
 
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Insurance for my Smart was about $15 less a month than my '07 Vibe. Don't know if that includes discount for Lo-Jack.
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