Insurance Rates :(

[SuperGeek]

When I first started driving, I had to pay Allstate $350/mo because I had zero credit history and zero driving record - i.e. no experience, high chance for accidents. After 8 years of a clean record, that was cut down to about $120/mo and is now $75/mo for the same dollar value. Of course, I was also living in Los Angeles in the beginning and now am in Alabama... low crime rate, low accident rates I guess. Drivers are still stupid around here but maybe for insurance purposes others' IQs don't count.

[FatBoy Smart]

My quote was $263 for 6 months,State Farm.The rates on my other 2 Vehicles also went down.I did have the option to get better rates by not driving it work daily.

[paroyboy]

$391/year for 08 Passion compared to $358/year on 08 Yaris. Would probably be the same but I took the vehicle replacement option with the smart.

[intake172]

sorry guys that was 436 every 6 months it comes to around 78 a month. i am currently with allstate and belive that i am paying too much so that is why i am going with safeco

[SmartCard]

sounds reasonable...the smart is brand new and the VW is four years old - end of story!

[bonedude6]

I'm 62, and old enough to equal the age of some of your parents. I can tell you from experience...if you're buying insurance from Allstate, you are not getting the best deal. I've been let down by them on price and coverage twice. They won't get a third time.

[g.terrell@verizon.net]

My Auto Club Ins was more for full coverage on my Smart than my Lexus SUV

[forestacademy]

Originally Posted by g.terrell@verizon.net

My Auto Club Ins was more for full coverage on my Smart than my Lexus SUV

SUV's have to resale value?

[aerocrew]

You might check with Farmers Insurance or American Family they have great rates I pay in Indiana for full coverage and high liability limits 300.60 every 6 months!

[SylenThunder]

I have had Progressive for years, and my smart cost about $15 less a month than my Pontiac Vibe did, and now is closer to $25 a month less. Don't know what the yearly is because the wife handles the money, but it's not bad.