I must have gotten ripped off. I'm paying 10.5% APR on $14,500 through DCFS/MB Financial. My payment is $315/mo. I have a 09 Pure with AC, CD/Radio, and security system/lowjack added. I may look into refinancing for a lower rate.
When I signed the contract I was too giddy to get behind the wheel of my smart to really look into the long term cost of the car. Don't get burned just because it is a smart is no reason to let yourself get ripped off on the loan like I did.
Edit: My credit score is 700+ , so I'm not sure why I got such a high rate.
