New in the Forum and Waiting for delivery

[alecadi]

Hi! I'm new to this Frum. I'm in the South Florida area. I have reserved and confirmed more tahn a yera ago... still waiting to get asign from the dealer. The Smart web site delivery DDE give me 5/26 to 8/24...
There is rumours here taht Insurance companies don't want to insure Smart car (sure the car is smarter than they are!!) Anybody having trouble with Geico about insuring a Smart

[NY Smartie]

not sure about Geico, but I used State Farm, and got a great rate, etc. welcome to the forums, and you are going to love the car!!!!

[Dunerunner]

Welcome!!!

I think most insurance companies know what a smart is by now and have coverage for them. So Shop around for a good deal.

[Agent 99]

I'm in Indiana and using Geico, don't have my Smart yet but we did check into insurance already. I'm not sure the amount that they quoted my other half but do know that when the time comes it will be replacing my 04 Monte and will cost just a bit less then what we pay now.

[Broken Kid]

I use Allstate and got a very good rate. However, they couldn't find the car in their system, so they couldn't give me a quote until I gave them the VIN number.

[JPaul]

Originally Posted by alecadi

[...] trouble with Geico about insuring a Smart

No problem, alecadi! No use for me to quote the premium: too many variables. But I had to call, because smart was not yet on the drop-down list of manufacturers.
Welcome.

[angel]

Originally Posted by alecadi

There is rumours here taht Insurance companies don't want to insure Smart car (sure the car is smarter than they are!!) Anybody having trouble with Geico about insuring a Smart

I didn't have any problems with USAA insuring my wee lil smart. I think much of the early issues w/ insurance was because of gray market vehicles.

[SuperGeek]

I use Farmers Insurance and my agent had to ask me a few times for the name because she just couldn't believe it, but I got insured just fine. Cost is around the same as my 2002 Ford Explorer Eddie Bauer, only a $15 bucks a month more than my '97 Grand Am. Give them the VIN number of the car before you pick it up; that'll give them time to research it. Get insured on day one. It's a new car, the transmission takes learning, and there are a hundred little risk factors that mean you'll want coverage. I'm not saying it's unsafe, but if your chances of an accident are 1 in 1,000 in another car, it's like 1 in 500 in anything you don't already know.

Plus, for the first time in 16 years of driving, I hit road debris that scratched up my new toy with < 70 miles on the odometer, just two hours after getting coverage. Dealer estimated repairs (repaint) less than a couple hundred bucks, so I didn't file a claim. I just accept the fact that Houston roads suck.

But, for the record, the electronic power steering on the smart is nimble! It got me out of the path quick... whatever hit me was a couple feet long, metallic and aimed right at the windshield until I jerked to the right. Any other car I've driven would probably have hit it head on at 65mph.