most people are not running high boost for long periods of time. while the turbo could essentially spin itself to death (and that would be fun for a short period of time) they have the wastegate to limit rpms and you would probably run out of engine rpm if you ran the turbo at high boost for an extended length of time.
the situation as others are stating is more of "timing" issue of when you have had the high boost and thus high temps and then shutting down and stopping the flow of fresher, cooler oil over the bearings. Unless you always like driving with high boost for a few minutes or more RIGHT BEFORE you are turning the car off, you'll probably never have a problem with turbo bearings coking. But if you like telling the family you are home by driving all-out high boost right before pulling in the driveway - be smart and let the car idle for awhile so the turbo can get pumping oil and cool off. if you don't do this, the family will know you are home by seeing the smoke covering the neighborhood.