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Old 03-02-2008, 12:34 PM   #1 (permalink)
 
Location: Raleigh
Drive: GMC Jimmy ( Yikes)
insurance

I just picked up my little baby yesterday! I have temporary insurance and would like to know if insurance is lower/higher than a "normal" car
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Old 03-02-2008, 02:06 PM   #2 (permalink)
 
Drive: 2008 Cabrio
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I was paying more for my 2000 dodge truck then I am for the Smart car. $210 every 6 months for the smart $420 for the year.
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Old 03-02-2008, 02:53 PM   #3 (permalink)
 
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Location: Lost, Dazed and Confused, DFW TX
Drive: 08 smart fortwo blue/black
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Old 03-03-2008, 12:56 AM   #4 (permalink)
 
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Location: Southern California
Drive: 2005 GMC Sierra Denali
My Quote from AAA SO CAL. $1249.00 for the year. No tickets no accidents 38 years old. No house ins. on this policy only cars. 2 fulltime cars, 1 parked car. $1249.00 still seems high to me.
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Old 03-03-2008, 06:14 AM   #5 (permalink)
 
Location: North Florida
Drive: 2008 smart & 2007 Subaru
$1,249.00 a year!!!!!!!

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Originally Posted by Schmimbo View Post
My Quote from AAA SO CAL. $1249.00 for the year. No tickets no accidents 38 years old. No house ins. on this policy only cars. 2 fulltime cars, 1 parked car. $1249.00 still seems high to me.
Sounds like they are using the 450 gray market as the basis for their quote.

Check out this thread - ISO Symbols are in on Smarts!.

If the coupe is 8 and the cabriolet is 13 on a scale of 7 - 27. I'd say check around there has to be a better rate.
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Old 04-09-2008, 01:05 PM   #6 (permalink)
 
Location: Salt Lake City, UT
Drive: 2008 Smart ForTwo Passion
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I just got my papers from Progressive. Added on as a third car, the smart was $141 for 6 months. That's 50/100/50 coverage with 250 comp and 500 coll deductibles and a full-replacement value add-on. I live in Utah. I did another quote where I took off another car and the rate went to $194, so that reflects not getting the add-on car discount (though it's still a multi-car discount). For comparison, my '04 F-150 was about $250 and my '98 Audi A8 was about $300.

I'm very happy with the insurance price on this vehicle.
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