Financing - Smart Car of America Forums : Smart Car Forum

Pat Fletcher · 02-15-2008, 04:23 PM

I am wondering what others have done as far as financing their new SC.

skyzdlimit59 · 02-15-2008, 04:33 PM

Quote:

Originally Posted by Pat Fletcher

I am wondering what others have done as far as financing their new SC.

I will be financing through my credit union.

bumblebee · 02-15-2008, 05:30 PM

Financing through 3rd party instead of using dealer's financing will probably give you less hassle. I did mine through the bank in my office building that was giving people a better rate working in that building. I could probably got lower than 5.95% but it's pretty comparable to what I see in the DFW area. So I went with them with less hassle for me to shop around.

rexnmiller · 02-15-2008, 05:52 PM

My credit union offered me 5.47% if I auto pay from checking. Don't figure I can beat that with a stick so I took it.

Rex

**jediknight36** · 02-15-2008, 07:44 PM

Im just going to shop around till I get a rate that I can deal with. Ill shop first, then I will let the dealership work too if thats what needs to happen.

CruisingAZ · 02-15-2008, 08:00 PM

Plan to pay cash, but if the smart arrives before the cash then I will go to the credit union.

**jediknight36** · 02-15-2008, 08:08 PM

Yea. I hope to have most of it cash by then. With all the weird reports of quick confirms, not so sure tho.

Smartdavis · 02-15-2008, 08:13 PM

This is one area where trying to buy an orphan might leave you in a weaker position with the financing APR.

StevenM1TX · 02-15-2008, 08:16 PM

I have found when I go into a dealer with the going rate at the local credit union, they usually find a way to come very close. Most dealers around here at least deal with many different banks and credit unions and can get a pretty good rate if your credit is good. Didn't have any trouble at all when financing my orphan.