Home News Models Alternatives
 
Smart Car of America - America's Largest Smart Fortwo Enthusiast Community   Smart Fortwo, smart car, smartcar
HOME FORUMS GALLERY

Go Back   Smart Car of America Forums > Smart Car Community > Smart Car General Discussion

Notices

» Supporting Partner
» Recent Threads
Music Game
5,605 Replies
Reply
 
LinkBack Thread Tools Display Modes
Old 08-21-2009, 08:48 PM   #1 (permalink)
 
BobDiaz's Avatar
 
Location: LA, California
Drive: Honda Motorcycle (most of
My Anaylsis Of Smart Car Protection

Updated November 4, 2009: Total Re-Write

Many times in science, a model is constructed to analyze something. In this case, I decided to create a model of the average car to see the probability of death due to an accident and compare this model to the number of deaths found with the Smart Car (smart fortwo). Does the smart fortwo show a higher or lower death rate than the average car?

The government keeps track of the number of cars and the number of deaths, so generating a simplified model was easy.

According to: FARS Encyclopedia

Looking at the data fro 2007, a total of 30,527 people died in their car in 2007. The number of registered cars in 2007 was 255,748,000. 255,748,000 Cars / 30,527 deaths = 8,378 (8377.76395) cars per death average in 2007. In a one month period, the number would be 12 times higher, 100,533 (100,533.167) cars per death average.

I first went with this figure, but later decided to use a more conservative approach. The first step was to count only the driver's deaths. The second step was to take into account the fact that the number of deaths per 100,000 cars seems to be dropping each year. While the data for 2009 has not been published yet, I used a linear interpretation to come up with an estimate of 1 death out of 10,000 cars per year. This would come to 1 death out of 120,000 per month.

By taking the number of Smart Cars sold each month and doing a running total for each month, I can calculate the probability (or fractional amount) of a death. The total for each month is divided by 120,000 and the fractional number represents the potential death for that month. Now, we all know there is no such a thing as a fractional death, but the number is more of an average estimate.

As seen from the chart below, the estimate says that at the end of this month, if there are zero cars sold in November, there should be 4.26 (4 or 5) deaths in the US in Smart Cars.



In all my internet and news searches, I can only find 2 Smart Car Deaths listed for the USA from January 2008 to today. Thus, the real world data says that the actual number of deaths is 1/2 the average expected deaths. This strongly says that in the real world, the Smart Car's safety systems do exactly as advertised; the car is safer than the average car.

On the other hand, if the real world data had shown 8 or 9 deaths, twice as many as expected, the logical conclusion would be that those who call the car a "Death Trap" would have support from the results.

The only know deaths in the USA to date are:

Union County, NC: 81-year-old Donald Dixon ran a stop sign, hit by minivan
Smart car driver killed in Union County, NC - WIS News 10 - Columbia, South Carolina |

MIAMI, FL: 62-year old Raonel Tapanes collided with a Honda Civic; the Civic's driver also died in the crash.
Crash Victim's Family Shares Grief As 'Mini' Results Released - Automotive News Story - WPLG Miami

Even with more conservative numbers, the current count of 2 deaths is still less than the estimate of 4 or 5 deaths. The FARS data for 2009 does not come out until next year and the count of the current deaths is based on finding any news accounts of Smart Car deaths. (Something the news media loves to cover.) Once we have the updated data from FARS, we'll be able to see if my count was correct. We do know from the FARS data that the number of Smart Car deaths for 2008 was ZERO.

When dealing with single digit results, there is some question as to if this is really normal or shifted due to the random nature of events. Thus, the result of 2 deaths is likely to be +/- 1. It's not impossible to be +/- 2, but it's less likely.

If the car is a "Death Trap" one could argue that in 2008, due to dumb luck we had zero deaths. However, as 2009 is in the final months, 2009 is showing a low number of deaths too. The Smart Car is just not showing the pattern of a "Death Trap".

With each month, I'll update the numbers. This message will show the updates.

While I have chosen the more conservative approach to estimating the average death rate, it is possible to conclude that the number should be higher. In another thread where people report their millage per year, the average is coming to around 15,000+ miles per year. This is at least 1.25x higher mileage than the national average of 12,000 miles per year. One could argue that increased miles equals increased risk. If I take that into account, 4.26 x 1.25 = 5.325 (5 or 6) expected deaths so far.

What if my linear interpretation was too conservative? The old system gave a number 1.19x higher. If I factor in the old system and the increased miles, the risk increases by 1.49x or 4.26 x 1.49 = about 6.35 (6 or 7) deaths so far.

While I can't provide a perfect model, one thing is clear, the real number of deaths is far lower than what we would expect from the average car.

Bob Diaz


ADDITION: 11/7/2009

Special thanks to forestacademy for finding this information:

In looking through the main link: http://www.iihs.org/research/hldi/fa...s/default.html

It appears that under #4
Quote:
* Personal injury protection coverage: comparison of losses by vehicle class and size/weight group, 2006-08 models
is the key link to look at (the link below).

http://www.iihs.org/research/hldi/fa...erage_0909.pdf

This link points to the key data we are interested in:
Quote:
Personal injury protection coverage insures against medical, hospital, and other expenses for injuries sustained in crashes to insured drivers and other people in their vehicles, regardless of who is at fault in the collision.
There is only one car that fits in the 2 door micro category in the IIHS's data, the Smart Car; better know as the smart fortwo. Thus any reference to a 2 door micro car has to be the smart.

Under "Relative claim frequency" the Smart shows 82; where average car is 100 and lower numbers represent less claims. In comparison, a 2 door mini is 107 and a 2 door small is 147; both higher than normal. A 4 door mini is 184 and a 4 door small is 144.

Let's consider three possible explanations for the reductions in claims:

(1) The ESP (Electronic Stability Program), Brake Assist, and Anti-Lock Brakes help to avoid the number of accidents: This is the most believable, because if you search through the IIHS web pages, their tests show that ESP helps drivers help to avoid accidents. If you avoid an accident, you don't have to submit a claim.

(2) smart fortwo drivers are more careful drivers: I can't rule this out as a factor, but then again, I don't have any data to show that Smart drivers are more careful. So, this remains an unknown.

(3) smart fortwo drivers drive less miles per year than other drivers: There's nothing to show this, but there is a simple non-scientific survey on this forum that suggests that smart drivers drive MORE miles per year than the average driver. Roughly 1.25 times more miles per year and increased miles equals increased risk.

Number 1 seems the most probable explanation, but I can't fully rule out number 2 playing a part in the reduction of claims. No matter what, the driver in the Smart fortwo is less likely to have accident than the driver in the average car.


In "RELATIVE AVG LOSS PAYMENTS PER CLAIM", the smart was 94 and the average car was 100. One would expect that a car that was a "Death Trap" would have a higher level of injury than below average and greater injuries translate into higher medical costs. Clearly, the smart fortwo does NOT fit the pattern of unsafe and higher risk of injury in an accident.

Unfortunately this number is a bit distorted by the fact that larger cars tend to hold more people, resulting in higher costs when there are multiple people on board. However, the majotity of solo drivers is very high, roughly 75.5% (USA average to work). Thus, the impact of extra people in the car is reduced by the high number of solo drivers.

http://factfinder.census.gov/servlet...0&-CONTEXT=grt


The IIHS's data is consistent with my findings that the Smart Car is a safe car and NOT a "Death Trap".


Bob Diaz

Last edited by BobDiaz; 11-07-2009 at 10:10 PM.. Reason: Added IIHS Dada

BobDiaz is offline   Reply With Quote
Old 08-21-2009, 08:53 PM   #2 (permalink)
 
Neonspinnazz's Avatar
 
Location: Ingleside, Illinois
Drive: 2008 Dodge Caliber SXT 1.8
Man, bob you are one smart guy!

Go smart!!

Neonspinnazz is offline   Reply With Quote
Old 08-21-2009, 09:03 PM   #3 (permalink)
 
BobDiaz's Avatar
 
Location: LA, California
Drive: Honda Motorcycle (most of
Thanks, part of me wants to create a Youtube video about the Smart Car safety to respond to those who think it's a death trap. Pity the El Camino College semester is about to start in 1 week and I really have to get things ready for the classes I'm teaching....

Now that I have the spreadsheet, updating the numbers is easy.

Bob Diaz

BobDiaz is offline   Reply With Quote
Old 08-21-2009, 09:11 PM   #4 (permalink)
 
Neonspinnazz's Avatar
 
Location: Ingleside, Illinois
Drive: 2008 Dodge Caliber SXT 1.8
Quote:
Originally Posted by BobDiaz View Post
Thanks, part of me wants to create a Youtube video about the Smart Car safety to respond to those who think it's a death trap.

Bob Diaz
Oh man, that's what I was going to do after I got mine!

Neonspinnazz is offline   Reply With Quote
Old 08-21-2009, 11:20 PM   #5 (permalink)
 
Location: NJ/CT
Drive: 1999 Ford Escort ZX2
Quote:
Originally Posted by BobDiaz View Post
A total of 30,527 people died in their car in 2007. The number of registered cars in 2007 was 255,748,000. 255,748,000 Cars / 30,527 deaths = 8,378 (8377.76395) cars per death average in 2007. In a one month period, the number would be 12 times higher, 100,533 (100,533.167) cars per death average.
I may have read this wrong but I was wondering. Not all car fatalities happen with only one driver per car. For example a few weeks ago a mini van hit an SUV in upstate NY killing three individuals in the mini van and I believe two in the SUV. That is 5 deaths for only 2 cars. My question is wouldn't the number of cars (8,378) in fact be less? Since not all fatalities happen when there is one person per car.

Just wondering

However, thank you for all this data. Truly a great job and it must have taken some time.

RunnerDan is offline   Reply With Quote
Old 08-22-2009, 12:20 AM   #6 (permalink)
 
Smart Enuf's Avatar
 
Location: Elk Grove, CA
Drive: 2008 smart fortwo cabrio
My SCOA Gallery
Quote:
Originally Posted by BobDiaz View Post

<snip>In all my internet and news searches, I can only find 2 Smart Car Deaths listed for the USA from January 2008 to today.<snip>

Bob Diaz
How did you get 2 smart car deaths from 1/08 to current? My FARS query didn't turn up any smart car-related deaths in all of 2008 in any state, and 2008 is the latest year they have statistics. I'm guessing the two deaths must have occurred in 2009?

I think an easier statistic for people to remember is this: Not one person died in any of the nearly 25,000 smarts sold in the U.S. in its first year, and only two people have died since the car was first sold in the U.S. in 2008.

Let's find any car manufacturer who can make that kind of claim.

Smart Enuf is offline   Reply With Quote
Old 08-22-2009, 07:01 AM   #7 (permalink)
 
Location: Garden Grove, CA
Great starting point with your calculations. Now you need to find the safest regular car and the most unsafe regular car and run their numbers. This would give a better comparison that just grouping all 200+ million cars and comparing them to smart.

OCMike is offline   Reply With Quote
Old 08-22-2009, 09:00 AM   #8 (permalink)
 
Location: Here and There
Hey Bob, I like your data so far, but wouldn't you agree that your approach is inherently simplistic? I'm sure the true data needed to get an accurate number would be very hard to come by, but the only way to get a fair and accurate number is to know the miles driven per make/model if you're going to use this to project smart numbers.

We all would probably agree that the average annual miles driven for a U.S. driver is somewhere in the neighborhood of 12,000 miles, right? Do you see where I'm going with this? Honestly, do you think most smart car owners put 12,000 miles per year on their smart? Maybe so, but my guess is that the average smart will see fewer miles than average. I think these cars are used more as runabouts and maybe commuting to work if the owner lives relatively close to his/her workplace. I think many smart owners have other cars that they choose to drive on road trips/vacations, etc...

So while I appreciate your effort so far, I just don't see it as being very conclusive because the miles driven by vehicle is a key factor to make the types of assumptions that you're making here.

Critical Thinker is offline   Reply With Quote
Old 08-22-2009, 09:20 AM   #9 (permalink)
SCOA Club
 
MB DNA's Avatar
 
Location: Charlotte/Tega Cay
Drive: Silv/Blk/Blk Cabrio, Acura
My SCOA Gallery
Bob,

Keep up the good work and I do like your analytics.

Wait, I hear something - it's the sound of one hand clapping. No, it's just CT.

Good luck with that!

Tom

MB DNA is offline   Reply With Quote
Old 08-22-2009, 09:24 AM   #10 (permalink)
 
Smart Enuf's Avatar
 
Location: Elk Grove, CA
Drive: 2008 smart fortwo cabrio
My SCOA Gallery
Quote:
Originally Posted by Critical Thinker View Post
Hey Bob, I like your data so far, but wouldn't you agree that your approach is inherently simplistic? I'm sure the true data needed to get an accurate number would be very hard to come by, but the only way to get a fair and accurate number is to know the miles driven per make/model if you're going to use this to project smart numbers.

We all would probably agree that the average annual miles driven for a U.S. driver is somewhere in the neighborhood of 12,000 miles, right? Do you see where I'm going with this? Honestly, do you think most smart car owners put 12,000 miles per year on their smart? Maybe so, but my guess is that the average smart will see fewer miles than average. I think these cars are used more as runabouts and maybe commuting to work if the owner lives relatively close to his/her workplace. I think many smart owners have other cars that they choose to drive on road trips/vacations, etc...

So while I appreciate your effort so far, I just don't see it as being very conclusive because the miles driven by vehicle is a key factor to make the types of assumptions that you're making here.
You make a valid point, and traffic fatality rates are typically reported on a per 100 million miles basis for this very reason. FARS (the NHTSA traffic fatalities database) reports 1.27 vehicular fatalities per 100 million miles traveled in 2008 (national average). Even if you assume all smart car owners travel only 6,000 miles per year, that comes out to about 308 million miles traveled since the smart began sales in 2008 (25,000 cars x 6,000 miles/car in 2008 + 35,000 cars x 6,000 miles/car x 9 months/12 months in 2009). With only two fatalities known about the car since 2008 (assuming Bob's correct, and there's nothing from FARS to contradict his finding), that comes out to 2/3.08 or 0.65 fatalities per 100 million miles traveled. That's still about half of the national average for vehicular fatalities.

Based on the cars sold to date and assuming a low annual mileage, the smart still comes out far ahead of the other vehicles. If in fact smart car drivers use their vehicle more like a typical vehicle and drive around 12000 miles per year, the fatality rate for smart would be even lower.

Last edited by Smart Enuf; 08-22-2009 at 09:54 AM.. Reason: Calculation correction, clarifying edits

Smart Enuf is offline   Reply With Quote
Today
 


This ad will not be shown if you are logged in.

Reply

Bookmarks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Paint Protection amiga Smart Car General Discussion 8 05-07-2009 07:20 AM
Paint protection BAGTGG Smart Car General Discussion 12 01-30-2009 06:18 PM
Smart Guaranteed Asset Protection (GAP) Britmck Smart Car News & Rumors 4 09-17-2008 08:31 AM
Vinyl headlight protection jwight Interior & Exterior 22 08-27-2008 06:05 PM
Added PayPal protection jwight Off-Topic Cafe 2 04-23-2008 06:38 AM

Powered by vBadvanced CMPS v3.0.1

All times are GMT -7. The time now is 02:59 PM.


Smart Cars of America, LLC is not affiliated with, authorized by, associated with or have any connection with G&K, Zap, Mercedes-Benz, Mercedes-Benz AMG, Mercedes-Benz McLaren Mercedes-Benz USA, LLC, smart Canada Division, DaimlerChrysler, Chrysler LLC, DaimlerChrysler AG, Maybach, smart gmbh, a division of Mercedes Benz LLC, the manufacturer of SMART automobiles, smart USA Distributor, LLC, a division of Penske Automotive Group, Inc, the exclusive authorized U.S. importer and distributor of the smart vehicle or any of their official dealerships


Powered by vBulletin® Version 3.8.2
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
Search Engine Friendly URLs by vBSEO 3.3.0
Ad Management by RedTyger