Auto insurance for a 2005 450??!

4257 Views 11 Replies 9 Participants Last post by Dagoodsfortwo, Jun 2, 2019

1977XLCR

Discussion Starter · Mar 25, 2019

Auto insurance for a 2005 450??!
I just picked up my first Smart car this weekend… A 2005 Passion Cabriolet. Really excited with the car, but I’m running into an insurance nightmare! I have all my insurance with Allstate, they will not insure it and I’ve made a number of phone calls and online inquiries with no luck. The only insurance I can find was General ,and they’re charging a fortune! I want to drop them within the month and get a real insurance company. What do you guys use? Every insurance company I talk to says it’s a gray market car, the VIN does not show up, and they won’t insure it. By the way I live in Florida. Thanks!

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Jo e Lefors

· #10 · Apr 3, 2019

1977XLCR said:
… Yes, I tried both Hagerty and Grundy (I have had Haggerty for years on my 1969 F100 pickup), but they both say they won’t cover a Smart even though it’s a generation one. Just yesterday, a gentleman at Smart Madness told me they used Hagerty in the past to insure their 450 Smarts! I called Hagerty back, and still no dice!

I owned a kit car years back, had the same problem. Ended up just carrying liability. That maybe your only choice.
There may not be enough value left on the car for insurance companies to write a collision & comprehensive policy on. Just staying.
Good luck.

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