Just had a conversation with a dealer sales person about a new 2015 Smart electric. It was priced at about $17K and the $5000 BAP "discount" was figured into that price. So she tells me that after one year with the $80/month BAP payment that I could cancel BAP and be done with it. Of course you would no longer have your battery warranty. I had heard reference to that in another post, but this is the first time I heard it directly from a sales person. She said that's the way it has always been. That was news to me.