Might depend on which part of the country you are in. I’m new to this charging too, but EV Connect, Plugshare, and ChargePoint are the 3 apps that have found the EVSE stations I needed to find. ChargeHub and EVgo apps did not. Ymmv. I did not request any charge cards, just using the phone apps to connect. My phone (Android, not apple) doesn’t have NFC, but it worked and connected me anyhow. I’ve only used free charging stations. Plugshare just finds them, btw, the stations were either EVconnects or ChargePoints.