You have not called MB Financial Services to "Explore" your understanding of the BAP.
You know alot about alot of things but you don't know much about the TERMINATION of BAP, and the longer you resist the phone call and attack the messenger, you dig your hole deeper.
Yes, I know what I am talking about. If a customer has the BAP on his/her vehicle, the program is the same. Nothing has changed for those in an existing BAP lease, or those who want to purchase their vehicles at lease end, or even on the used market.
What you are talking about, are vehicles purchased from Joe Schmoe's off-brand lot, and folks playing dumb and pretending they know nothing about a battery agreement because they want to buy the car for cheap and skip out on the BAP program.
What those folks are doing is daring MB to repossess the car or get tied into all kinds of battles over the status of the vehicle that a customer purchased from a little hole in the wall dealership that likely played dumb over their responsibility to either pay the BAP payment until the vehicle was sold, and/or disclose the BAP to the client they sold it to. Some of those vehicles were sold without proper disclosure of BAP and/or enough of the BAP was paid off to the point that it wasn't worth repossessing a vehicle when the cost of it would meet or exceed whatever was left of BAP.
Those folks have lost any and all warranty on that battery. If it fails, it fails completely and there will be no help or battery warranty for those folks. It's a $27k battery, unless you find a good used one and a shop willing to install it. Which will likely be a smart car dealer.
I've already met a couple teary eyed folks who bought a dead duck EV from off-brand dealerships who sold them a car with a battery that went uncharged and wasn't maintained for far too long. One of these folks couldn't get more than 30 miles of range. Another, had a bricked battery pretty much from the beginning and has no recourse because they colluded with the off-brand dealership to buy the car for cheap and skip the BAP protections. Only to find out after 60 days they forfeited their battery warranty.
There are also some off-brand dealerships who have decided to literally break contract laws by not registering the car under the dealership name, and instead decided to pass the paperwork from the original owner to the new customer without registering the title under the dealer's name first. And then the varying laws from state to state only adds to the confusion on where that is ethical, legal, etc,, with how that ties into the BAP contract.
I wouldn't risk all that to save $80 bucks per month for a car that was low cost to begin with. And even still, BAP is still in full effect so let's be careful about passing misinformation as if one size fits all.