Hi! My 2016 Smart will be delivered to me tomorrow. ..24000 miles on it and just passed inspection. Obviously the warranty is expired. Should I purchase a 3rd party warranty? Car shield quoted me at $79.99 a month ( he started at $129 and kept lowering it trying to rope me in). It can be canceled at any time... no contract. My payments are under $200 a month for car so I’m having a hard time deciding if it’s worth it. I’ve heard Smarts can be unreliable and don’t want any nasty surprises. Advice?